Pastor Retirement Planner

Welcome! This tool helps you prepare for a fulfilling retirement. "Come to me, all you who are weary and burdened, and I will give you rest." (Matthew 11:28)

Dashboard

Overall Progress:

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Checklists

Financial Planning

Review pension/403(b) accounts Assess balances and contributions for clergy-specific plans.
Estimate Social Security benefits Use SSA.gov; note opt-out possibilities for clergy.
Create post-retirement budget Factor in variable ministry income and housing allowances.
Reduce debts Prioritize to enter retirement debt-free.
Review tax implications Consider clergy housing allowance in retirement.

Health and Wellness

Research Medicare options Explore supplements for gaps in coverage.
Plan for long-term care Consider insurance or savings for potential needs.
Schedule health checkups Preventive care to maintain health into retirement.
Establish fitness routine Build habits for physical well-being.
Address mental health Prepare for emotional transitions in retirement.

Legal and Administrative

Update will and trusts Ensure legacy plans reflect current wishes.
Review housing transitions Plan move from parsonage to personal home.
Set up power of attorney Designate decision-makers for health/finances.
Organize important documents Gather deeds, policies, etc., in one place.
Handle church administrative transitions Transfer responsibilities and records.

Relational/Family

Discuss plans with family Share retirement vision and expectations.
Plan for legacy/mentoring Pass on wisdom to successors or family.
Build support network Connect with retired pastors or friends.
Plan family activities Strengthen bonds for post-retirement life.
Address end-of-life wishes Communicate preferences with loved ones.

Spiritual/Ministry Transition

Plan sabbatical or transition period Allow time for reflection before full retirement.
Explore post-retirement purpose Find new ways to serve, like volunteering or writing.
Seek spiritual counseling Process the shift from active ministry.
Mentor successors Pass on ministry knowledge.
Cultivate personal spiritual practices Deepen faith outside of vocational ministry.

Resources

General Resources